Sunday, October 26, 2014

Guilty!

Virginia Gov. Bob McDonnell
After a trial in Federal court, the ex-governor of Virginia, Bob McDonnell, was found guilty of some charges and now faces jail time for doing  stuff while he was governor of Virginia.  Most female voters in Virginia feel sorry for his wife. Women loved their governor.  Even after he was for a vagina probing law because he thought it would help him get nominated for Vice President on the GOP ticket.  But he looked like the kind of a guy a woman would be safe with. Nobody thought he wasn't man enough to protect his wife or that he would actually throw her under a bus. To me it isn't a question of his morality, or his worse ethics, or even his honesty.  To me it was and is just disgusting. He turned down a deal where he could have taken a plea that would have resulted in a few months of community service for  him and all charges against his wife would be dropped.  He turned it down. So much for his gallantry.  Now they both face possible jail time.  All the shenanigans he was found guilty of doing didn't amount to much more than a coupla hundred thousand dollars. Most governors can surreptitiously  pocket more than that from their campaign contributions.

Yes sir. Yes sir. Yes sir. Yes sir. Yes sir. Mr. Scott. 
However, if McDonnell was the governor of Florida, he would be considered a piker.  The Florida governor is estimated to be worth hundreds of millions of dollars and he was on his way to challenging Bernie Madoff's record for doing fraud stuff.  Where did all that stolen money come from?  M/M.  Mostly it came from your taxes  via fraud against Medicare and Medicaid by the company he  built,  'from scratch' to be a conglomerate of many more than 75 hospitals.  Everyone of them was fined for stealing from Medicare and Medicaid. A lot of officials of his hospitals went to jail.  The FBI investigation of the company uncovered all kinds of felonious stuff, including double booking, etc.(Now how could a CEO not know that?)  This caused the board of directors to throw Scott out. Without the investigation, no way they could get the  votes needed to bounce him.  HE was the CEO.   HE was the head honcho.  HE called the shots!!!  Like Ed Whitacre says, the CEO calls the shots and take full responsibility for them.  And the shots he called resulted in jail time for many officers of his companies, but not for him.  He got away with it. That  happens.
Used Car Salesman? Nope.
Here's another question, how is he going to replenish his coffers?  Will he wait till after his second term is over?  One thing I feel certain of, he is going to replace the money he spent to become governor.. And remember this; his training background is building companies who are adept in stealing large amounts of money from government programs meant to help elderly citizens and low income people.
Woe to Medicaid and Medicare.  Medical treatments are getting better (and more expensive) meaning seniors are living longer and will depend on more health care.  Republicans, like Paul Ryan and his ilk, are trying to cut their funding!!  And Governor Rick Scott, after his new term is over, is looming on the horizon.  Woe! Woe! Woe!


Wednesday, August 13, 2014

Pee Poop


Care. Angels!
I experienced an unexpected need for health care and a fast visit to the hospital.
All through my life there were tragic medical errors that had negative effects on some of my dearest loved ones.  And these events happened in spite of the well meaning and well qualified medical people involved in the situations. 
As a result I am always wary when it comes to medical attention.  But truthfully I think its 'wanting a good outcome' that makes it difficult to not delegate decision making to others.  The fact is, people do shit.  Whether on purpose or not.  And most of the time, if its 'care givers' who are responsible, they do the poop because they get so used to doing the same thing, for what looks like the same condition, for many people.  Its so similar they often do not notice when 'this time', there may be  something different.   And the instance I'm talking about is what happened to me when I had to go to  the hospital.
Of course I'm not talking about those who do poop because they think it will help them become a decision maker.  That poop is done on purpose and it happens world wide and its part of the human condition.  Always was that way and always will be. 
When this started out, I didn't know it but I had an urinary infection and it resulted in my being almost completely disoriented. 
I was laying on my divan watching TV.   CSPAN had someone on who was being creative with the truth.  Reminding me of that Cruz guy from Texas who I believe is a nut and stupid on purpose.  Do you think guys like  Sen. Cruz would cheat to get good grades in school?  I do.  Wait a minute.  (Why is this kinda stuff getting through to me like this?)
I became aware that something unusual was happening, I reached over and picked up my phone to call my daughter . . .  and I couldn't do it.  Now, there's a shocker.  The physical part of getting the phone wasn't a problem.  I could reach it from the divan.  My cel phone was in my pocket.  My pocket was in my pants.  My pants were hanging up near the bed.  And I could think of lifting myself off of the divan, but I couldn't do it. What?
Well let me try calling again with my line phone.  Nope.  Cant do it.  Get out of here.  Try it again.  Nope.  My mind said, "Try counting to  25."  Now my mind knew I was disoriented.  25?  Shit, anybody can count to 25.  Why would you even have to try it??  But, I could not get to eleven without going back to ten.  And I was aware of it.  And then I could make it to 25 if you don't count one or more back ups.  I actually thought I had passed away and it was just like it is in one of those heaven themed movie, movies.  I was on my way to visit with the man upstairs when this nutty stuff started happening.   
Wait a minute, anybody can dial a freakin phone.  Give me that thing.  Nope.  It felt like the first time I picked up an ipod.  I have one of those and I'm still not good with some stuff on it.  But now I'm getting scared. 
I know what I'll do, I'll dial 9.1.1.  Anybody can do that.  Right?  Wanna bet?  What the hell?  Dialing 9,1,1 doesn't do it.  Get the freak out of here.  What the hell am I doing wrong?  Everybody knows if you have an emergency you pick up a phone and dial 911.  That will get you the emergency response.  No it doesn't.  Not if you have to get a dial tone first.  And if you have a new tech walk-around phone, like I have, you have to push a button that indicates its ready, and then you can hear that the dial tone is dial toning.  That was what I was not doing.  (For the future, I can solve this problem.  Simple.  All walk- around phones should  have another way of turning on;  The number 9.)   That's just common sense.  Like James Carville always said or Ed Whitacre when he was explaining how he could do magical-like stuff in businesses he had no experience with.   But I don't expect businesses to spend the money to fix this problem because the scale of the problem is too small.   So forget it.  To hell with this problem, I never heard of it before now.  Back to what was happening  to me.  So?  What did I do?  Let me see, common sense.  I know, I thought, I'll just keep dialing 911 until it works.  Didn't work?  Then do it again.  And again.  What with dropping the damn phone a couple of times, a voice finally comes on and says, (I think)  are you calling 911?   Whooops!
I don't remember what I said.  But it was said very fast and included,  "I'm disoriented.  My front  door is open.  (I hadn't locked it yet.)  If somebody comes, tell them to just walk in, turn left and go into my bedroom.  (Get out of here, its a right turn.)  That's where I am."  She asked a lot of questions and I remember answering, yes, yes, yes, yes, or, no, no, no, no.. You know questions like "are you alone?"  That's one of the yes answers.   
I remember saying they're not here yet.  After I told her my address I thought  to myself, "She has my address, its probably on her screen."  That was me thinking.  In my mind.  Good.  I am still in it.  How did that get through the disorientation.  And then it seemed like a lot of people were in the house..  Next thing I remember is almost all complete disorientation and more disorientation with some small amounts of clear 'thinking' mixed in, and then, 'why the hell isn't somebody taking care of me.'  I know where I am.  I'm in the emergency ward at Mount Sinai.  Maybe, probably, they have some people here with more important stuff wrong with them and they'll get to the old fart in a minute.  Disorientation . . . ceilings . . . elevators . . . but I wouldn't bet on the elevators. 
Next thing.  I hear, "He hasn't passed any urine.  Yet."  Now this I positively remember.  I had finished my toiletries and I was ready for bed.  That was at the onset of this nonsense.  So I wasn't ready to pee, I had just peed.  And, I have a platelet problem that has to be considered.  So maybe . . . . . things  
slowed down  a bit, and then I heard 'catheter'.  "Wait a minute!!"

It hurts.   (Shutterstock)
I think I yelled it, "Don't you have to ask the patient on stuff like that."  Somebody said, "Yes."  "Good", I said, "NO CATHETER!! GOT IT?? NO CATHETER!!"  Next thing I remember, I'm awake.  The back of my hand hurts.  There is some kind of contraption  covering the back of my hand.  Its held on with scotch tape.  And, my pecker hurts!!  Shit, I look down, its hard to find the little guy, and the sheet or blanket or sheet blanket is all covered with blood stains.  I'm thinking, "If this was during the HIV scare the whole hospital would  be evacuated."  And not only that, the little guy, he is hurting like hell.  I must have moved while sleeping and caused the catheter to scrape and cause  blood to flow.  And now, I do have to go. 
I have a premonition; "This is not going to go well."  So cautiously, and I mean cautiously, I start to pee.  Omg.  Its pure blood.  At least it looks like pure blood thru the catheter.  And it hurts, hurts, hurts!  A nice looking nurse comes in.  She asks me how do I feel?  Her timing was perfect.    I say,  "Is this the way it should go?"  She says, "what are you talking about?"  I say, "Well, I came into the hospital completely disoriented and now, I am not only disoriented, I'm hurting like hell, and I'm peeing pure blood.  Is this on purpose?? 
First!  Get that catheter the hell out of there.  If you cant find it easily, just follow the yellow (brick) tube." 
"You're laughing and so am I.  But one of us is secretly crying and it ain't you.  So get that thing out of there.  The sooner the better,  and if you are going to do it, tell me first, so I  can close my eyes.  I certainly don't want to associate something as pretty as you with the pain in my pecker."  I'm still disoriented but I'm making sense.
Next thing I know the catheter is out.   I pee 2 more times and it looks a lot less red and then, suddenly;  ITS OVER.  The disorientation is gone!  My mind was clear. 
I got out of the bed and walked to the toilet.  My pee looked beautiful. (Just a little red)  I called the nurse  to tell her, and ask, "When is the doctor going to see me?"  And she says in the morning.  I say, "Well its all over, and I want to get the hell out of here as soon as possible.  How early do they let you out of here in the morning?"  She says, "You are scheduled for some tests in the morning.  A scan . . . . ."
"Hold it" I say, . . "No tests.  That means NO TESTS!!"  She is trying to protest and I say, "Look I am looking for ways to get out of here and you are looking for ways to keep me in here.  So forget it.  You have to get my permission, don't you?  Well, I aint disoriented and I'm not giving anybody any permission to do anything if there is not something indicating it should be done."  I'm astonished they paid any attention at all.  But thankfully, it was, over. 
As soon as I got  home I ate one of those new Brownie Bites that tastes like a 'Tasty-Cake' cup cake.  Tasted so good I thought,    
"Can't be good for me."
 
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Sunday, July 27, 2014

John



Homeless
In a fast food check-out line with one of my tennis kids, I say to Victor, "Damn" Vic, I'm 4 cents short and I only have a $50.00 bill. (As a volunteer I ran a city authorized tennis program on Miami Beach.  (One of my stand out pupils, Tammy Encina, was featured in a two page center spread in the USTA monthly magazine.) Damn.  Do you have any change? " "Nope" "He says, "I don't have any money at all." An arm comes over my shoulder with a hand upside down, the finger tips coming to a point.  I put my hand underneath the finger tips which spread apart to let 4 pennies drop into my hand.  I turn and look.  Think of a slender, medium height black guy with unkempt whiskers who looks homeless.  "Thank you.  What's your name?" I ask.  He says, "John".  I say,   "John my name is Howard and this is Vic.  Very nice of you.  Thanks."
A coupla weeks later, John comes walking on the narrow walkway that cuts through the tennis center from 72nd street to 73rd street.  He looks smaller and skinnier than I remembered.
I see him and call out, "Hey John." He stops and looks at me while I walk over and ask, "What size shoes do you wear?" 
"My size is 8 & 1/2 but I wear any size." he says. 
I say, "well, I have some size 11 sneakers that are in pretty good shape.  Can you use them?"  "Sure." he says.   
"OK, I'll put them in my car.  Next time I see you, you can have them."
He starts staying in the park and the park kind of adopts him.  He is always polite, shows a quick wit and he is available to do stuff, if someone asks.  And he was always, always pleasant.  I might offer him a buck or so, which he always accepted with a certain grace considering, and I would always say something like,      " Now remember, this is not for food.  Not for food!  Got it.  Wine is OK, beer too or you know what you like, but no food."  He never had that surprised look again, the one he had the first time I said something dumb like that.
And then there was the time he went missing for about 8 days.  "John", I said when he showed up, "You didn't do something stupid like getting married or going to work did you?"
"No, no", he said,  "Don't worry,  I didn't take no job."
So he became kinda of a fixture. 
One time there was this kid who came running into the park.  You could see him through the uncovered high fence as he approached the gate. He looked like he was being chased.  John took a racket from a kid's bag, and handed it to the running kid.   He took it, without missing a step, and joined a doubles match, one court over, which was changing sides.  This made an odd man of one of the kids who had been playing. The odd guy slowly walked into the men's room as a policeman entered the park.. 
The policeman slowed down and then continued walking (and puffing) slowly down the path, scrutinizing all the kids.. He kept walking that way until he left the park through the exit gate on the 72nd street side.
Another day.  I'm talking to John and he tells me its his birthday on Saturday.  "No kidding," I say "How old are you going to be?"  "50", he says.  "50?" I ask?  "John" I say, "Wow, you don't look a day over 84". . . .  He never took offense at my smartass remarks.
Happy 50th John
On Saturday its drizzling a bit.  I go into the staff office and tell Darlene that its John's birthday. I ask if she will help me put some stuff together for a party.  She knows John and is very agreeable.  I go and come back from Publix with a chocolate cake, some candles, a few large bottles of pop, a bag of ice and bags of Doritos and Potato Chips and other like stuff and some paper plates and cups and . . . .
Back at the park I manage to get the stuff into the office unobserved and after we prepare everything I go and get John.  All the kids in the park gather and are watching.  Three of us pick up the card table with party stuff on it, carry it outside  and put it under the overhang and start singing,  "Happy birthday to you,  happy . . . . . ."
For a moment or two he doesn't get it .  We lite the 6 candles on the cake (1 for good luck, 1 for each 10 years.)  He doesn't know how to behave. We get him to make a wish and before we can say blow the candles out, he looks at me and I say, "Look John, its just a trick to get you to eat some food." 
He didn't cry or anything, but his eyes did look a little misty and then, he blew the candles out, with one pooff..


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Monday, July 14, 2014

LeBron. . . .A letter to:


3 Defenders??? Not enough!!!
(Thinking about LeBron evokes great memories.)
LeBron, except in sports, the childhood you reminisce about in your letter, that childhood ended when you left Cleveland.  It had nothing to do with the on court chemistry that happened in Miami. Having fun while playing basketball?  That ended for you too, when you left Miami.  Its all business now.  Hopefully things will come out the way you want them to now that you are back in Cleveland, but the odds are against you.  This may be hard for you to believe but there is a different world out there than the basketball one you lived in, especially the one you had with your Miami teammates. 
When you sat down with Dan Gilbert you were in over your head.  The real Gilbert was the one who revealed  himself when you left the Cavs.  That's was the real business world.  And I hope when you did sit down  to deal with him again, you  dealt with an understanding of who he was.  It looks like you might have done just that when you signed the kind of contract you can opt out of in the second year.  But watch your back.
That is such a hard thing for you to do by yourself, coming from a 4 year magical experience in front of adoring fans, with unbelievable teammates like Dwayne and Chris and the rest of the Heat.  The magic that happened, that wasn't you by yourself.  That was the whole team AND. . .That was Mickey Arison.  That was Pat Riley.  That was Eric Spoelstra. 
And the Shake?  That wasn't the Harlem Shake Lebron.  That was the Miami Shake.  And like so much of that other stuff, that was Miami.  You know what Miami's real nickname is; 'The Magic City'.  Wasn't your experience here, magic? 
What a wonderful experience we all had.  What a wonderful memory.
Look at me.  I'm in MIAMI !!!


 
Each time you watch the Miami Shake on the net you can see what all of us saw, the whole 40 to 50 million (and growing) of us viewers. Thank you for joining in with  us.  You did help increase the fun and I hope you can repeat generating that kind of memory.  I hope poop stays away from your door.  And  I  hope you win every game you play, on the floor and in life, except when your team is playing the Heat.
So here is what I have to say to you.  This time when you left, you left my team, the Heat.  And like the fans in Cleveland, I didn't like it, but here's the thing, its not so bad for me and Heat fans.  We can still do the Miami Shake and all the other Miami magic stuff.  But Cavs fans, they may have you back but they still live in Cleveland.  When you left the Cavs the fans were mad all right, but they also envied you.  To most of them, p
laying basketball as a  livelihood?  Living in Miami?  South Beach?  It can only be a dream.

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Friday, June 20, 2014

More lube needed!


 
I got my mobile phone bill today and it made me reach for my lube tube.

A few months ago I cancelled a mobile phone extra service charge that was on my monthly bill.  This should have reduced my monthly bill to $78.35.  Then my new bill came and it was for $99.75.  Because it says, if you can find where to look for it, it includes a ‘one time' charge of 21.40.  If you read the bill, the damn thing  says the charge is for 'discontinuing the service' and that the charge for the service included insurance in case I lost the gadget.  What???  At decision time for that service I thought the cost was a little excessive but I took it anyway.  Months later I find out if I lose the thing there’s a $150.00 deductible for a replacement.  What the hell is going on here?  Maybe they found out I listen to Fox News every once in a while.  You know, to get the sound bite of the day.  Do you think that's a good reason all this stuff is happening?  Did I make some kind of listener list?  I know Fox tells their listeners how to think, but not me.
 
Also spelled 'Stuff'
In the old days if your were late paying a bill you could just hide until you came up with the money.  Back when you could always find a pay phone.  People were so busy working they didn't have much time for phone gossip.  And the electric bill was a pittance.  Not like today. Today you need electricity to warm you, cool you, keep your gadgets charged, keep your food cold, keep your food hot, use it for your connection to the tv and the internet and all kinds of other things including shaving your legs.. We are all out of luck during hurricanes though.
But the biggest 'stuff' affecting bills today, is executive bonuses.  Today executives who make bonuses get a lot of their bonus money for figuring out stuff like screwing their customers.  They always charged interest for being late but now they have added a late fee which is just exorbitant interest camouflaged as a 'late fee'.  Guess who figured  out all of this 'stuff''.  Doesn't anybody realize the real reason for paying a bill late?  It's because you don't have money to pay the thing early.   And then, if they increase the amount owed, paying it is harder.  Where are they going with all this 'stuff'? 
When Charles Dickens was writing all those stories about mistreating kids and people who couldn't pay their bills, the actual people in the stories  lived in what was a debtors prison.  Mothers, fathers, whole families lived in prison.  That's what this 'stuff' reminds me of.  And you know what eventually happened to them? Everybody who couldn't  pay their bills became a felon.  They had so many criminals there wasn't enough jails. So they put the 'didn't-pay-your-bill' criminals on boats with real criminals and shipped the whole shebang to Australia. Yes , that's how they colonized  Australia.  Christopher Columbus was busy. Just thinking about that makes me seasick.  A Months long trip on the ocean and later, when they got there, they treated the aborigines like we treated  our Indians.  So, no matter who you are  you have to be careful.  You have to  watch out.  
If I take the night job . . .
If phone bills don't get paid, they will surely turn the damn thing off.  Zzzap!!! And worse, they will turn your internet off.  This is the worst because they also added another fee (to turn the internet back on) which is just another way of raising your need for a  lube tube.   They call this one a reconnection fee.  And it boils me when they look for the best football game or basketball game to turn the service off in the middle of.  That's diabolical.  These bonus people are really creative.  Put ways to make bonus money in front of them and anything can happen. 
And it seems like they always had a procedure to put 'stuff' on the bill that is hard to understand.  Like my one time charge or the AT&T bill.  I have never been able to figure out my AT&T bill.

Stop that.
And now the State of Florida can and does suspend your driving license if you don't pay certain bills.   So, you know what happens?  Right?  You get stopped because an officer wants to notify you the flap cover on you gas tank was not closed properly and it is sticking out.  If he checks you out, for whatever reason, your a goner.  Driving without a valid license makes you a felon, a natural enemy of the police.  He takes your license away from you and gives you a ticket for driving without a license. What the hell?  This is big lube tube stuff, underwear soiling lube stuff, and you ain't even home yet. 
So somehow you go home and of course you have to drive carefully.  You don't want to get stopped for jumping any traffic lights, or driving faster than 10 miles over the speed limit.  Impossible not to do stuff.  But, if you do get home, and the power is still on, and there is one beer left, it can cool you down a bit.  But the State is getting ready for you.  They are hearing ideas and plans which are coming from smooth talking lobbyists for private companies who's business is; building jails. 
I mean you are in big trouble.  Periodically you may have to go to court, where the judge adds penalties to the amount you owe for not paying up.  You can get  jail time just for not paying, like in olde England.  I'm  not researching this 'stuff' so it could be even  worse . . . .And your relatives and your friends, they stop taking phone calls from you . . . this is so much lube stuff you're gonna need more Clorox to wash your under shorts. 

What's the upshot?  For me?  I decided to pay the $20.40.



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Sunday, May 25, 2014

Medical Advancements, NEW

Dr. Emmanuel, HGK,  Dr. Ashish
The world of new medical technology is mind   boggling.  Here we see 2 . . . football players?  Wait a minute . . . wait a minute . . .  actors trying out for a role in a new action movie?   Wait a minute . . . wait a minute, I remember now because I was there.  Its at graduation for medical doctors and its Emmanuel and Ashish.  They're with that guy, who is saving money by keeping his Halloween 'old man' costume' on.  
Line up girls, if you need a suggestion for a question or two on what ails you, I have some left over from those that I asked some of the new female graduates.  One was,  "What did it look like I was suffering from?"
These really are, yep,  two, brand new  . . . doctors.  The guy in the Heat hat?  That's me.  The medical world?  It's moving forward..
 
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Wednesday, April 9, 2014

Mary ju wanna & Elephants

The good stuff
I don't care if you want to smoke weed or you don't want to smoke weed but there is an elephant in the room and it seems to be getting very little notice.
When I was eleven my father caught me lighting my first cigarette.  The match was already lit  but when I saw my father I put the match out.  He gave me a long non threatening look  and said, "OK light it up".  So I did and I took a mouth full of smoke, blowing it out without inhaling.  He said, "What's the matter with you.  That's not the way to smoke a cigarette."  Here he said, "Watch me."  He took my cigarette, took a big drag, and then rounded  his lips and blew some very perfectly round smoke rings.  He smoked cigars and I had seen him do it before.  It looked terrific.  Real cool.  He gave the cigarette back to me and I took a deep drag . . . I was still puking three days later.  I didn't smoke again till I was about fifteen.  And after that, my first and only weed tryout was not til years later.  I was an accomplished smoker by then and I could blow smoke rings just like my pop.  But, my first drag on a weed made me just as sick as my first cigarette, except the puking.  It only lasted about one very long, very painful puke.  

  In Colorado.  (Cartoon:Mark Brayer)
Before I got married I was the manager for the largest record store in Philadelphia.  High Point Record Shop, on 19th and Market Streets.  I was  hired away from my job at the Decca  Records distributor.  In less than a year I became the manager of the store. (Just bragging.)  While working there I made many fiends and they and some other customers invited me to a party on the weekend.  So I went.  It was held at a big hotel on Broad Street.  A mixture of musicians and some local entertainers were hosting the party and they had invited some locals and a musical group from Detroit, who were doing a gig   featured at one of our most advertised night clubs..  Everybody was talking about the 'shit' (the name for weed in those days) they had brought to the party and that it was the best.  No doubt about it, the way everybody was reacting, they were right.  When my turn to try it  came, I said, "No thanks, I don't smoke shit."    OMG!!  The reaction was astounding.  You would have thought my collar was turned around and I had a bible in my hand.  They were ready to bounce me.  The door to the hall was already open when I said, "Wait a minute, wait a minute.  Tell me whatever the %&8##  hell it is, that you will do, after you get  high, that you think I wont do, without the pot?  I'll probably do it and I don't need any of that 'shit' as an excuse for doing  it. And you ought to try doing some of that stuff without getting high, you might enjoy it more, just like me.  Especially you (I forgot her name) she was a customer of the store.  I went over to her, pulled her to me and gave her a long kiss.  Ummummm.  It got a laugh and some people who knew me said, "He's hip.  He's ok. He's hip."  So somehow I lasted to the end of the party.  And believe me it was some party.  The smoke was so heavy in the rooms that when you opened the door and walked into the hallway you could inhale and get high on the second hand smoke before you made it to the elevator or your room.  Boy oh boy, those were the days.  When I got married my wife didn't appreciate all the stuff I stopped doing.
 
But what is overlooked here is, if smoking regular cigarettes damages your lungs and your health system, how much damage does smoking weed do?   I mean, you drag the smoke deep into your lungs.  We used to do the handkerchief test with cigarettes all the time.  You know, after you take a  drag you blow the smoke right from your lungs through your stretched tight hanky.  But we never inhaled the smoke that deep, like a weed drag,  or held it that long in our lungs, like you do with weed..  And yet the  yellow stain on the hanky was oily, ugly as hell and hard to wash out of the hanky.  I  never saw anyone do the hanky thing with weed.  And if you are still smoking, try it.  For most people, the arguments should be over, thank goodness.  But, forget about it.  I'm not a doctor and I'm not qualified to give medical advice, but to me its a no brainer.  I'm not moralizing either.  I have been  in the middle of clouds of weed smoke with entertainers and wanna be entertainers, and others just hanging out or having fun, like the party above, who were or got higher than the proverbial kite.  But to me common sense says, "It must do damage to your lungs, just like cigarettes."   Just common sense.  The elephant?   There he is!


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WE are getting, SCREWED!!.

 Take it easy, will ya,           (Anunews.net)
Keep some soft gooey lubricant handy.  We are all getting screwed all the time so you're going to need it.  
And socking it to the guy who is having trouble paying his bills has been the name of the game, forever.
Who the hell figured out that 'late fee' thing?  For sure a credit card executive.  Late fee?  That's an euphemism for exorbitant interest rates.   You take someone who already is having trouble  paying his/her bill, when he is late paying the damn bill, he gets charged  an extra 12% to  18% interest penalty for not paying it on time. (that's the actual annual interest rate for 1%  a month or 1.5% a month interest on the unpaid balance. That's a high amount of interest.  And then that person gets charged a late fee.  What?  There used to be state laws protecting the public against high interest rates.  But, because some bonus creating executive figured out there are no State laws against gouging customers with a late fee, they began this 'extra interest poop..   Charging 'late fees' are not in any state regulations protecting the public from  unsavory practices.  This is outrageous.  It is really interest and what they are doing, its just another lube job.  In most instances,  its the public that gets charged, you know the ones, Romney called them the  47%.  If you saw the first Rocky picture, Rocky's job before he got big fights, he  was a collector for the mob.  Collecting loan repayments.   If you didn't pay you could get your leg broken, or worse.  Well, often the late fees charged by our high profile  supposedly respectable companies amounts to an interest rate higher that what loan sharks charge.    Us suckers might as well carry a mattress around with us.   As a kid, when I was in Philadelphia, I could borrow money on the street at better interest rates.   (Was the lender mobbed up?  I don't know.  I only know I didn't want him to get mad at me.)    And when I moved to Florida, if a company charged somebody more than 15% interest for late bills, they were breaking the law.  Some years ago that law was changed by our well lobbied political leaders.  I call it legal stealing.  No different than when lobbyists get tax laws changed just for the people who pay them to get the votes.
But the thing is, you can't bring in transparency and emphasize all this kind of legal stealing poop.  Like switching a light on or off.  If you switched the transparency light on everything, all hell could break loose.  Do pharmaceutical companies make  lubricants?  Whoops!!
Like that Libor thing in England.  (London Inter Bank Offered Rate)   A few guys in London, at the top of Europe's  banking business, who were charged with setting the Libor interest rate for banks throughout most of Europe,  were sitting around having tea and determining what interest rate to make effective.  Normally the new Libor rates go into effect after they paid their luncheon check.  Just a routine day.  Something their grandfather's grandfathers had been doing forever before they passed down the rights to do it, to them.   I think its a Royal family inheritance thing.  You know for Lords and stuff.   A little while ago somebody put the light on.  All they were doing is something like knowing the opening price of a commodity before the futures market opens.   You don't think bankers would profit from knowing  this kind of information in advance, do you?  And then, when the light was turned on. . . .Omg!!!   The banking and the financial community had a fit.  But the Libor people couldn't understand what all the hullabaloo was about.  They have always been doing it that way.
So here is the thing.  Things like Libor are only indicative of what almost all businesses, who can do stuff and get away with doing it, do.  And have been doing to the public forever. 
And what about new technology?  After the innovation wears off a little, it just inspires more poop.   Its so prevalent nobody even thinks about it and if they did, it might be a catastrophe for doing business in the Democratic free world.  Example???  Pfffft! 
Ink Jets plus
How about every time you pass by a trash heap.  What's in that trash heap?  What is it that's blocking your view of the sky?  Along  with other stuff is your old ink jet and  the discarded cartridges from that old inkjet.  What possible reason could there be for the buyer of a new printer, with the same ink jet technology as the old one, not being able to use the remaining ink in the cartridges (including new and unused spares) from his old 'outdated' printer??  None, right?  Open the tube.
When did this poop start?  Forget about it.  Its always been going on.  Its just that new technology, which we think is being used for ever-new products, well, a big chunk of it gets bought up by these park their money off-shore people, who are only looking for new ways to screw the 47%. 


Remember when new cars were bought to keep up with the Joneses?  I remember wondering why you should buy a new car, when the only change of any consequence, was a different bumper.   No question, the American automobile manufactures are the reason Japanese car makers were able to gain such a large share of the U.S. market.
Now, here comes Michael Lewis who writes a book (Flash Boys), revealing  another way to really make money.  Pffffffttt!!!  Money!!!  And believe it or not it has little or nothing to do with the 47%. 
That's the only good part of these shenanigans?   Most of  the rip off  is to the 48 and over percent.  And the bending over guys are mostly on Wall Street.  You know, the guys who think lubricant is for keeping the sun off..    How the hell did Romney miss this one?  Or did they go to Mitt first?  ("You make money  by doing stuff to somebody else.")  That's his stock in trade.
The scam?  You order shares of stock from a Wall Street connected firm.  Doesn't matter the number of shares. A separate company (we'll call them 'XYZ'), that has their own exchange, arranged to have a computer located alongside all computers that do the trading for the Wall Street exchanges.  The deal allowed them to rent computer space right in the places where most of the originating stock transactions are executed.  That seems harmless enough.  I guess they said they only  wanted to receive more timely information.  So, the 'stated purpose' of each monitoring computer, is to send a copy of each trade to 'XYZ'. 

Pink Panther
Now, in milliseconds, (and I thought running a 4 minute mile was fast) before a transaction can be completed, the information is forwarded to the 'XYZ'  exchange by the monitoring computer.  When it gets there, remember, in milliseconds, they add a penny or a fraction of a penny to the price of a transaction, also in milliseconds, and then they send that 'higher by a penny or piece of a penny price' (for them) back to Wall Street.  Its an extra transaction but executed so fast, with such a small additional amount, who's going to notice?  Got it?   All of this stuff is finished before returning the  transaction, now with the higher price, for completion on Wall Street.  Whew!!. Now that is fast.  Even before you can feel anything!! 
Because the added on amount, per transaction, is so small, a mere pittance, it goes completely unnoticed.   The total amount can be millions.  Even I wouldn't get that one.  Beautiful.  Absolutely beautiful.   And, since this stuff was happening without any notice of it, there were no  complaints.  I love it.   The pink  panther would be having spasms.
I thought of something like this myself, this happened many years ago, but it was based on the slowness of executing orders on one side of 'futures' orders.  Of course the  Chicago Board of Trade caught on after I made a few bucks.  So they changed some stuff and it stopped me. They speed-ed up the trades.  But not too fast for them to do it themselves.  They called it arbitrage.  Which is what I called it.   'Ce le guerre.'
This computer genius stuff is kind of like figuring out a way of catching the excess drops of gas, which spill out of the gas pump nozzle, when you pull it out of your car and replace it to its slot at the pump, after you finish putting gas in your car.  Excess droplets of gas captured at every gas pump in the country.  If you could do that, you could drive from here to there without paying to refuel, no matter where 'there' was.  And nobody needing any lube.  And in this one not only does nobody get hurt, its good for the environment.  (I don't have a patent on this idea yet so you're on your honor not to steal it.)  And, did you feel anything when you were eased into putting gas in your own car gas tank?  Did gas prices get higher, or lower, because you, the driver of the car were pumping your own and gas station employees who used to do it were getting fired?
Who pockets the savings caused by eliminating all those gas station jobs?
Lets go back to the milliseconds stuff.  I have a solution.  Instead of screaming and yelling sick birds (ill eagles), the government decides to make a settlement with the perpetrators, resulting in no jail time, just some community service, and then, the government takes over the whole shebang. (There is precedent.)  The siphoned off millions can be used by the government to pay for food stamps and find other good stuff for the group Romney called the 47%.  And maybe even coupons for tubes of lubricant.
But, after nationalization, it should not become  operational until the black guy is out of office. Because if he is still the president, the Republicans will call it a tax and say its just another way for him to raise taxes on farmers, on the air we breath or on the middle class or on small businesses,  and anything else they can think of.
Even the bad guys, who thought this up, can come out good.  They can take the fifth to avoid prosecution on any laws they broke and then they can move to Florida and run for governor.  But if they win they have to promise; no more of that peeing into bottles stuff.

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Thursday, January 23, 2014

Lenny #2

The White House is still there. Famous Atlantic City sub shop.
After Alicia came to West Philadelphia High School she started chasing  Lenny.  Her father, who was estranged from her mother, was Sam Spiegel (S.P. Eagle.)  Yes the many awards winning Hollywood producer of outstanding films.  Including Bridge On The River Kwai, Lawrence of Arabia, On The Waterfront, etc..  Then finally, Alicia succeeded.  She corralled Lenny and they got married.  I had my doubts about the marriage because of the many things Lenny told me while she was still chasing him.  Of course they were just kids.  Well, time went by, schooling was in the past,  and  among other things Lenny became the assistant manager of a Howard's Men's Clothing store on Chestnut Street, in downtown Philadelphia..  During a trip of mine to Philadelphia, Lenny picked me up with his car and we drove to Atlantic City for a sub sandwich at the famous 'White House Sub Shop'.  60 Miles away. 
Gambling had not yet happened to Atlantic City.  W
e took a walk on the boardwalk and had a  long talk.  I can still hear him explaining to me something that drastically changed the way I bet on  competitive sports games. He saved me a ton of money.   For example,  Lenny explained that betting on football games with a bookmaker is just plain stupid.  He said look, when you bet on the games it includes the spread and every gambler knows winning against  the spread is tough.  The spread is the amount of points the favored team has to win by.  If the spread is say, 7 points, it means when you bet on the favorite, your team has to beat the other team (underdog) by more than 7 points.  When you bet on the 'dog', you get the 7 points.  Got it?  If the dog loses by 7, that's a tie and no money changes hands.   Ok, next you have to pay the vig.  Vig is like interest on a credit card, which, on a $100.00 bet, is $10.00.  You pay this extra amount to the bookmaker, but only if you lose.  Meaning, if you lose, on a hundred dollar bet,  you pay the bookmaker $110.00, while he only pays you $100.00, if you win.  There is no fee on the bets that you win.  
So you will understand, Lenny says, "Lets take betting on 5 games.  Say you lose 3 of them and win 2 games.  You pay the bookmaker $330.00 for the losers and he pays you $200.00 for your 2 winners.  So you lose $330.00 less the $200.00 you won, or, $130.00.  Meaning you pay the bookmaker $130.00.
Now, lets say you bet on 5 teams and the teams you bet on produces 3 winners and 2 losers.  The bookmaker in this case, pays you $300.00 for your 3 winners less the $220.00 you owe him for your 2 losing teams, or $80.00.00. ($300.00 -$220.00 = you collect, $80.00.
In other words you are betting  $130.00 to $80.00 that you can pick 3 winners out of 5 selections. . . . .
Me.  "What??   Get out of here.  $130.00 to $80.00."

Yep.  I had never looked at it that way.  Even I could see that is not too smart.  So, I made a radical change in my betting.   On football, on baseball and on basketball.  Afterwards, when a weekend TV game was scheduled and Rae asked me who we were pulling for and I told her I didn't make a bet, she couldn't believe it.  While she didn't like my betting, she kinda liked having a team to root for while the games were on the TV.  So we pretty much stopped watching the games because now there was little interest.  This only lasted  a short time.  Until I started making small bets just so I could have an interest and watch  the TV games.   And then, much later, when the kids went to college,  if  TV games included teams from Miami or the schools where the kids went, U of Florida, or University of Georgia, or George Washington Univesity, we generally watched and rooted for them.. 

My relationship and friendship with Lenny was solid.  We  had been friends for so long we trusted personal confidences in each other without even thinking about it.  Another bond was how much I loved his father.  But I lived in Ohio at the time and rarely communicated with anyone back in Philadelphia, except Jerry.  Long distance calls, cost money.  Jerry' s office had gigantic phone bills.   On one of my rare calls to Lenny, he confided that he had fallen in  love with a young lady who lived in a Philadelphia suburb and he thought he might leave Alicia.  But we had little communication and other than when I visited Philadelphia, I wasn't too much up on what was going on with him.  Jerry and I, on the other hand, talked on the phone at least once or twice a month and often more than once a week. 
His firm had a some kind of deal with AT&T so they swallowed the cost of the phone calls.  After eating our subs at the White House, Lenny and I sat on a boardwalk bench and talked for over 4 hours.  He was very hungry for a sympathetic ear.
I went back to Ohio and more time went by and then came the time, some years later, when Jerry wanted to show off.   He invited Rae and me to take advantage of his new status as a gambler,  and he got us compted (which means the casino pays for all of our expenses) at one of the big casino hotels where he gambled.  After we got settled at the hotel I called Lenny. He came to Atlantic City to visit with me and say hello to Rae. 
The two of us went for another walk on the boardwalk. We found an empty bench and he brought me up to date.  He told me he could not leave Alicia for many reasons, some he could not tell me about, but he did need someone to talk to . . . . .
Some years ago a customer,  came into the Howard store, bought some stuff,  and asked Lenny to have lunch with him.  At lunch Lenny asked him what it was about since the guy was a lawyer and he didn't have any legal business at the time.  His answer was that it was a matter involving his father in-law and that if Lenny was agreeable, he would set up a meeting, maybe a lunch, with someone else,  and he would get more details.  The new guy and Lenny met. The matter was for Lenny to act as a low level courier for a  business his father in-law had an interest in.  The home office of the company was in Israel.    It was a simple procedure, he would go on a vacation to Europe which would begin  in London and include a stop in Paris.  He would pickup an envelope in one place, like London, and drop it off in another place, say Paris.  Lenny agreed to do it. 
In addition to this stuff, other things had happened in Lenny's life since we last talked.  Like when the manager of his store moved up and Lenny was offered the manager's job.  Advice from the people he was taking the trips for was not to take it because it would interfere with the schedule of what he was doing.  What he was doing took more of his time and at that time, his father-in-law started to send money to Alicia.  The money came regularly and it kept increasing.  Much more than enough to cover his trip expenses..  

Then some other stuff happened and he became more involved travelling to more places, all under the guise of doing business. The number of trips increased and the trips were a little more time consuming, but he said he couldn't talk about it.  
And then a bombshell.  His lady friend, who did not know detailed information about what he was doing, told him he must leave Alicia or else.  This happened just before an important overseas trip and he did not realize it was actually an ultimatum that he leave Alicia.  When they parted he had told her to wait until he returned from his trip, when they would discuss it further.   And then, when he got back, he learned that she  had committed suicide.  
He started to cry.  We hugged.  The sobs were uncontrollable and lasted for a considerable time.  After he calmed down a little he said he decided to go on as if nothing had happened and he told Alicia nothing.  Then he said that was all he could tell me.  We had a another long hug and we walked back to my hotel. 
We didn't talk much after that until he got sick.  Jerry told me the doctors had discovered a brain tumor and it was inoperable.   It was a trying time for him and we reminisced on several long telephone calls but he never offered anything more on his adventures.  Those calls were the last times we spoke.  .
As kids he was a big part of my life.  We went to school together.  We had gambled together. We shot craps in alleys and alley ways, and played cards at the club and other places.  We shot pool at Bennies Pool Hall on 60th Street at Locust St..  We doubled dated and went out with girls to dances and street fairs and even on one occasion we had the same girl.  We played stickball and we went to ball games together.  We snuck into the movies together and Lenny and I were big instigators on mischief night, the night before Halloween, when we kids felt obligated to do mischief..stuff.   
One mischief stuff was, we leaned a bottle full of urine against the door of this guy who was always treating us like the guy did to kids, in the movie, Gran Torino.  The guy in the movie was played by Clint Eastwood.  With the bottle at a severe angle against his door, we put a tap on his window.  A tap is an arrangement that made a ticking sound in the house. All it was is a string of cotton, from a cotton spool to a safe place, completely hidden, across the street.  From there we jerked the cotton so it would keep up the tapping sound.  The guy kept looking out the window until finally, he opened the door . . . . 
We also took gates from the back fences and put them on the roof of their houses.  It was easy.  The gates were held in place by only 2 or 3 easy to remove bolts in the (opening) hinges.  
And Lenny was the guy who was trying to break down the outside door of a club that threw us out of their 'pay to get in' dance.  One of our guys hid in the bathroom of the club till it closed and then he opened the door and let us in.  We messed it up a little, and Tootie took the record player and some records.   We were leaving when Lenny began slamming the door backwards, trying to break it completely off.  A cop,  about half way up the block, noticed.  The cop shouted and began running towards us and he chased us.  I guess he followed me and Bobo because we were the slowest,  He followed us, me and Bobo, down an alley.  Bobo in front had led me into it from Larchwood Avenue.  The other guys went every which way.  The cop kept yelling,  he turned into the alley, behind me and Bobo,  still saying , "Stop"  and he fired his gun three times.  Boom.  Boom.  Boom.  The alley ended with about a 7 foot fence which was difficult for heavy Bobo, I pushed him up by his feet and then scooted over with one grab of the top and push with my sneakers.  The cop couldn't navigate it.  He was way too heavy.
Kids.  My memories are so clear on this kid's stuff. 
Its so hard to lose a friend.


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Friday, January 10, 2014

Three Trillion Dollars

Marty Sullivan, noted economist, working in his garage.
Marty Sullivan is the noted Chief Economist for Tax Analysts, a non-profit who specialize in tax law.  The prestigious non-profit tax information service is not in any way connected to the U.S. government.
He stated on CSPAN that big business has a bit of a problem.  During the presidential  election in 2012 we learned about the prolific use of off-shore bank accounts by businesses and wealthy people to hide what they are doing with the money they made by avoiding paying corporate taxes and on money they earned out of the country.  We need a lot more light on what they are doing.  And in language understandable to the average tax payer.  As for profits from wholly owned foreign companies, they were able to shift them to  wholly owned subsidiaries in other  (tax free) countries.   In an earlier post we brought some detail on how this kind of skullduggery is used to manipulate the tax code.. 
And now Mr. Sullivan has discovered that the amount they have successfully avoided paying tax on, has reached a staggering 3 trillion dollars.  All that money is in off-shore bank accounts and,  as you can imagine, for 3 trillion dollars, more off-shore accounts are needed all over the place.  (Vesco, where ae you?)
In other words just the amount of tax due to the U.S., from company profits, languishing in foreign banks, in some cases has now reached an amount larger that the gross national product of the country where the bank is.  An example is Ireland.  Are they running out of countries and banks?  3 trillion dollars?  Woooo, oooooh
Money stashed in Ireland exceeds their gross GDP.
There is movement by some lobbyists and congressmen,  to bring this money back to the U.S.  But to-do so, under current law, the money is subject to the tax that was avoided.    Naturally they want to bring the money back into the country but for some piddling amount.  Even a small number is staggering. 
I'm in favor of letting them pay on a sliding scale.  A trillion, the tax rate stays the same and all loopholes are closed.  Or,  1 1/2
trillion, drop the tax rate to say 30% and all loopholes are closed.  Or 2 trillion, drop the rate to 25% and all loopholes are closed.
Lets try some math here  . . .  Wait a minute, how many zeros follow the  3 (in 3 trillion)?

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