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Even the Economist missed it when they commented that 'more Americans were kicked off their old insurance plans despite what the president had said about keeping your insurance plan. I expect better from the Economist. Obviously they don't have a consumer insurance correspondent. Along with the entire U.S media, they don't get it. What does getting kicked off mean??? Are you ready? You may still be insurable. Before Obama Care that would be great for you. Because it stops them from kicking you off at a time when they do it to many long time premium payers when they have health care issues.. Like when they are uninsurable.. Under the Obama Care program, insurance companies can't do that.
Obama Care does not permit insurance companies from their long time practice of using odious methods of screwing the public. Ignoring this, the Republicans jumped on what he said in order to take another shot at the black guy. Which is like accusing a person with cruelty to animals because he was a little rough when he restrained a dog in order to prevent the dog from getting run over by a car or a bus. So what else is new? And the press jumped on what he said without any intelligent investigation. Even the president can't stop an insurance company from executing a cancel clause in a policy. They do it that way because while it is morally wrong, it is not illegal.
So, the real question is, "Who the hell would want a cancelable policy, if he/she understood what it meant to have one?"
And why or when would the company want to cancel your policy anyway? This is the most important question, overlooked by media 'experts'.
The fast answer is, "If you don't make a claim, maybe never." Of course if you do make a claim, the answer changes to; "As soon as it becomes profitable for the insurance company to do so."
When is that? Read and reread this because except for the Grace of GOD you are not one of the many, many 'former' policyowners who had their insurance taken away from them (cancelled) after they got sick, or maybe made a small claim for stuff like high blood pressure or diabetes.. And now, after many years of paying premiums, to the same company, and thinking they had good health insurance, they take the coverage away. And you find yourself not only without insurance, but yes, now you are uninsurable. For many, a bleak prospect indeed. The cost of using health care in this country can bankrupt almost anybody. And if an insurance company can get out of paying a claim, what do YOU think they will they do ???
I daresay one of the primary benefits of Obama Care is the FACT that it cannot be taken away from you for any reason relating to your health condition.. Yes, I am repeating it, like they do, at Fox News Channel, with their orchestrated sound bites.
However, it is my considered opinion that the insurance companies, they already have their lawyers and their favorite politicians, and of course their lobbyists, and their sound biters, figuring out how to enact laws so that they can keep doing stuff to screw the public. I mean after all, where is their bonus money going to come from?
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